Privacy Policy
- Author
- CentCompass
- Last Updated
- Reading Time
- 1 min read
CentCompass is designed to respect your privacy. Our calculators run in your browser; the figures you enter are not sent to our servers or stored by us.
Cookies and analytics
This site measures how its pages are used. Google Analytics 4 and Microsoft Clarity are configured for that purpose and load only after you accept optional cookies: before you choose, and if you decline, neither is loaded and neither sets a cookie. We ask for that consent before loading them, consistent with applicable laws such as the California Consumer Privacy Act (CCPA/CPRA). Separately, Cloudflare Web Analytics — provided by the platform that hosts this site — measures page traffic on every page without using cookies.
Measurement is not advertising. This site serves no ads: no advertising script and no advertising cookie is present on any page.
Your choices
You can control cookies through your browser settings, and through the consent banner, which accepts or declines the optional analytics described above.
Sources
How this page is produced
Editorial process. CentCompass is maintained independently, and this page is written and checked against the official publications listed above before it goes live. There is no separate editorial reviewer. This page was last checked on . See our editorial policy.
How the calculations work. Every result comes from a small, unit-tested calculation engine rather than a spreadsheet or a hardcoded table. Loans use the standard amortization formula, growth uses compound-interest math, income tax applies the federal progressive brackets, and payroll applies Social Security and Medicare rules. Our methodology sets out each one.
Where the figures come from. Tax brackets, standard deductions, FICA parameters, and contribution limits are stored once in a dated registry and read directly by the calculators — the same values appear in the text above, so the two can never drift apart. Each figure records its source, effective tax year, and review status on our data sources page.
Update policy. Regulatory figures are checked against their primary source when the IRS, SSA, or another authority publishes new values — typically each autumn for the following tax year — and again at the scheduled review date recorded for each dataset. Figures that have not been checked yet are marked as draft on the data sources page until that check is complete.
Educational purposes only — not financial, tax, or investment advice (disclaimer).